PRAVIAX TOOL DIRECTORY
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Search practical utilities across savings, investing, debt, work, business, money and text.
22free utilities available
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22 tools
Business & Money
Overdue Invoice Calculator
Calculate overdue days, late fees and interest for unpaid invoices.
Business & Money
Payment Reminder Generator
Create a clear payment reminder for an unpaid or overdue invoice.
Text
Word Counter
Count words in your text instantly with a simple browser-based tool.
Text
Character Counter
Count characters in text quickly and accurately.
Text
Case Converter
Convert text between uppercase, lowercase and other useful formats.
Text
Text Cleaner
Clean unwanted formatting and whitespace from text.
Work & Pay
Time Card Calculator
Calculate weekly hours, unpaid breaks, overtime and estimated gross pay.
Work & Pay
Work Hours Calculator
Calculate hours worked between two times and subtract unpaid breaks.
Work & Pay
Hours and Minutes Calculator
Add or subtract time durations and see hours, minutes, decimal hours and total minutes.
Work & Pay
Overtime Calculator
Calculate regular hours, overtime hours, overtime rate and estimated gross pay.
Work & Pay
Weekly Hours Calculator
Add daily work hours and calculate your weekly total, average, regular hours and overtime hours.
Debt & Payoff
Credit Card Payoff Calculator
Estimate credit card payoff time, total interest, total paid and the impact of extra monthly payments.
Debt & Payoff
Loan Payoff Calculator
Estimate your remaining loan payoff time, interest and savings from extra monthly or one-time payments.
Debt & Payoff
Debt Snowball Calculator
Build a smallest-balance-first debt payoff plan with rollover payments, payoff milestones and a debt-free timeline.
Debt & Payoff
Debt Avalanche Calculator
Build a highest-interest-first payoff plan with rollover payments, payoff milestones and a debt-free timeline.
Debt & Payoff
Snowball vs Avalanche Calculator
Compare debt snowball and avalanche strategies using the same debts and monthly payoff budget.
Debt & Payoff
Debt-Free By Date Calculator
Choose a target debt-free date and estimate the monthly payment and extra amount needed to reach it.
Debt & Payoff
Debt-to-Income Ratio Calculator
Calculate housing and total DTI, compare a new payment scenario and estimate what it takes to reach a target ratio.
Debt & Payoff
Debt Consolidation Calculator
Compare current debts with a consolidation loan across monthly payment, payoff time, interest, fees and total cost.
Debt & Payoff
Credit Card Minimum Payment Calculator
Estimate minimum credit card payments, payoff time, total interest and total paid using adjustable minimum-payment rules.
Savings & Investing
Compound Interest Calculator
Project how a starting balance and recurring contributions can grow with compound interest, compounding frequency and inflation.
Savings & Investing
Savings Goal Calculator
Calculate how much to save for a goal or estimate how long your target may take.
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PRAVIAX INTELLIGENCE
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